When is it too late to get BCH and BTG from the fork from an appropriate wallet?

When is it too late to get BCH and BTG from the fork from an appropriate wallet?

Is it enough that the funds where sent before the forks on the blockchain, or should they also have been recieved (enough with 1 confirmation on the blockchain?) before the forks, and why?

http://ift.tt/2ATIYea

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